John McCain and George W. Bush told us it couldn’t be true, that their policies could never lead to a recession.
They were wrong.
From the producers who brought you “The Iraq War” comes a new thriller, guaranteed to send a chill up your spine.
Recession: The Movie
now playing everywhere
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There hasn’t been a day like it in decades.
The value of investments across the world are shrivelling, billions of dollars disappearing from markets.
The world’s financial controllers, the European Central Bank for example, and even the US president are trying to stop the “economic avalanche”.
The big question now - are all the analysts, investors and governments ready to say the word that they’ve until now considered taboo: RECESSION.
MLM Donwline Builder
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Young Jeezy Crazy World young jeezy crazyworld
Crazy World Young Jeezy Off His New Album Which Drops September 2nd 2008 Shits hot The recession
New young jeezy off of the recession crazyworl d young jeezy crazy world recession lyrics with lyrics high quality album version. recession reccession reccesion. lil wayne rick ross trick daddy. new 2008 lil wayne remix carter 3 III 4 unreleased new verse kanye Jay-z. rick ross exposed, beef. hi hater remix official music video second single first single
Let’s Get It: Thug Motivation 101
1 “Thug Motivation 101″ Shawty Redd 3:14
2 “Standing Ovation” Drumma Boy 4:14
3 “Gangsta Music” Shawty Redd 4:02
4 “Let’s Get It/Sky’s The Limit” Midnight Black 3:42
5 “And Then What” Mannie Fresh Mannie Fresh 4:05
6 “Go Crazy” Don Cannon Jay-Z 4:13
7 “Last of a Dying Breed” Sanchez Khao Trick Daddy, Young Buck Lil Will 3:56
8 “My Hood” Lil’ C 4:00
9 “Bottom of the Map” Shawty Redd 4:21
10 “Get Ya Mind Right” Shawty Redd 3:41
11 “Trap Star” Mr. Collipark 3:52
12 “Bang (Peace Up)” Jazze Pha T.I. Lil Scrappy 4:28
13 “Don’t Get Caught” J.U.S.T.I.C.E. League 4:17
14 “Soul Survivor” Akon Akon 4:40
15 “Trap or Die” Shawty Redd Bun B 4:00
16 “Tear It Up” Midnight Black Lloyd Slick Pulla 4:29
17 “That’s How Ya Feel” Shawty Redd 4:03
18 “Talk to Em” Nitti 4:23
19 “Air Forces” (Bonus Track) Shawty Redd
The Inspiration: Thug Motivation 102
1. Hypnotize
2. Still On It
3. U Know What It Is
4. J.E.E.Z.Y.
5. I Luv It
6. Go Getta
7. 3 A.M.
8. The Realest
9. Streets On Lock
10. Bury Me A G
11. Dreamin’
12. What You Talkin’ Bout
13. Keep It Gangsta
14. Mr. 17.5
16. The Inspiration (Follow Me)
The Recession
“Put On” Drumma Boy[8] Kanye West[9]
“Crazy World” Midnight Black
“Amazing”[10][11]
“Vacation”[10][11] The Inkredibles
“I Don’t Know You”[10]
“My President’s Black” [10][12][11] Tha Bizness
“The Recession”
lyrics and download EQ
Young Jeezy - “Crazy World” Second Single Off “The Recession”
The Second Single Off Young Jeezy’s New Album “The Recession”. Album Drops September 2nd. Track Produced By Midnight Black.
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american dream mike tyson lil wayne
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Mr. Carter Feat. Jay-Z
A Milli
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Comfortable Feat. Babyface
Dr. Carter
Phone Home
Tie My Hands Feat. Robin Thicke
Mrs. Officer Feat. Bobby Valentino
Let The Beat Build
Shoot Me Down Feat. D. Smith
Lollipop Feat. Static Major
La La Feat. Brisco Busta Rhymes
Playing With Fire Feat. Betty Wrigh
You Ain’t Got Nuthin Feat. Juelz Santana Fabolous
Dontgetit 2pac tupac shakur 50 cent biggi diddy dmx mike tyson wwe Timbaland xzibit nelly eminem slim shady akon mario kanye west Lil Mama featuring Chris Brown T-Pain;Lil T-Pain Shawty Get Loose Rap Music Video Lil Mama g-slide gslide tour bus Lip Gloss hip
machinima animation game movies news comedy gta grand theft auto videos funny hop dance rap soulja boy crank that huey kanye ciara 50cent rihanna
Lil Mama Lip Gloss hiphop hip hop dance krump rap soulja boy crank that huey kanye fergie ciara 50cent rihanna beyonce Urban Music News Pop Rihanna Lil Mama Jay-Z Ne-Yo Good Girl Gone Bad l mama chris brown tpain t-pain shawty shorty get loose low flo rida with you kiss bet dance michael jackson Ludacris ft Young Jeezy - Grew Up A Screw Up Ludacris ft Young Jeezy - Grew Up A Screw Up (Chopped and Screwed)
ludacris young jeezy grew screw sinxation chellorose Ludacris Feat Young Jeezy Ludacris Ft. Young Jeezy - Grew Up A Screw Up. Uncensored.a music video remastered by me grew up a screw up hope you enjoy
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lil mama chris brown tpain t-pain shawty shorty get loose low flo rida with you kiss bet dance michael jackson Lil Mama featuring Chris Brown T-Pain;Lil Mama featuring T-Pain Chris Brown Shawty Get Loose
(C) 2008 Zomba Recording, LLC
Lil Mama featuring Chris Brown T-Pain;Lil T-Pain Shawty Get Loose Rap Music Video rick ross slip slide def jam boss tpain trilla march 11thRick Ross The Boss Hip Hop
IDJ/Slip Slide Jonathan “JR” Rotem [Producer] Diane Martel [Video Director] Coleen
Haynes Producer] Shelli Jury Music video by Rick Ross performing The Boss
with Jonathan “JR” Rotem [Producer], Diane Martel [Video Director], Coleen Haynes [Video Producer],
Shelli Jury [Video Producer]
2008 The Island Def Jam Music Group
rick ross everyday i’m hustlin Music video by 2 Pistols performing She Got It: Original Version with J. Saunders, K.
Crowe, E. Ortiz, T-Pain, A. Smith
Surviving The Recession
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In separate interviews, both Sen. Barack Obama and Sen. John McCain agree that the term “recession” describes the country’s current economic woes.
Real Estate Tools and System
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]]>1. Develop the Correct Attitude
To stand a chance of succeeding at real estate investing, foremost, you must understand that real estate investment is a business, and you will become the CEO of that business.
As your first order of business, then, it’s crucial to develop the correct mind-set about investment real estate and be able to make this distinction between buying a home and investing in real estate:
“You buy a home to live and raise a family; you buy real estate investment property to pay for the home, live comfortably, and raise your family in style”
As one very successful real estate investor said, “Only women are beautiful, what are the numbers?” In other words, you will not succeed at real estate investing until you acknowledge that it’s not curb appeal, amenities, floor plan, or neighborhood that should turn you on or off to the investment opportunity; what counts most is the property’s financial performance.
2. Develop Meaningful Objectives
A meaningful set of (realistic) objectives that frames your investment strategy is one of the most important elements of successful investing. Yes, we may all desire to make millions of dollars from real estate investing, but fantasy is not the same as expressing specific goals and a method on how to achieve it.
Here are some suggestions:
How much cash are you willing to invest comfortably? What rate of return are you hoping to achieve by making the investment in real estate? Are you expecting instant cash flow, looking to make your money when the property is resold, or merely looking to achieve tax shelter benefits? How long are you planning to hold the property before you dispose of it? What amount of your own effort can you afford to contribute to the day-to-day operation of running the property? What net worth are you hoping investing will help you to achieve, and by when would you like to achieve it? What type of income property do you feel most comfortable owning, residential or commercial, or does it matter?
3. Develop Market Research
If you’re new to real estate investing, you undoubtedly know little about investment real estate in your local market. So, do market research to learn as much as you can about income property values, rents, and occupancy rates in your area. The better prepared you are, the more likely you are to recognize a good (or bad) deal when you see it.
Here are some good resources:
(a) The local newspaper, (b) A local appraiser, (c) The county tax assessor, (d) A qualified local real estate professional, (e) A local property management company
4. Run the Numbers
I can’t stress enough the importance of running the property’s cash flow, rates of return, and profitability numbers. Remember, real estate investing is a business, and as the CEO of your investment enterprise, you’ve got to know what you’re buying, especially if you’re trying to determine which of several investment opportunities would be the most profitable.
You have two options:
(a) Invest in real estate investment software. This will enable you to discover for yourself the investment property’s cash flow and rates of return, and create your own analysis reports. Plus, by running the numbers yourself, you gain a broader understanding of real estate investing nuances, and in turn might be less likely to fall victim to the wiles of someone with little concern about how you spend your money.
(b) At the very least, work with a real estate professional that has invested in real estate investment software and can calculate, present, and discuss the property’s financial data with you.
5. Develop a Relationship with a Qualified Real Estate Professional
Working with a qualified real estate professional is a great way for beginners to get started with rental property investing because an astute professional can acquaint you with local market conditions, recommend a property that meets your investing objectives, and discuss strengths and weaknesses about specific property performance.
Here’s a warning, however: Work with a real estate person who understands investment real estate.
Be sure the agent has a firm grip on key financial measures inherent to real estate investing, knows how to measure profitability and rate of return, has the ability to present the data you need to make wise investment decisions, and, most importantly, shows a genuine interest in how you spend your money. The last thing you want to do is to get involved with a real estate agent that would throw you under the bus just to make a commission.
Here’s a good way to interview for an agent. Ask them for the property’s cap rate and then request an APOD. If their response (even to these basics) is to stand there looking at you like a deer into the headlights of a car, find another agent.
6. Start Investing
Hopefully, this has given you some insight into real estate investing, highlighted a few things to make you a more prudent real estate investor, and perhaps alerted you to a couple of things that should be avoided.
Okay, that does it for us, now it’s time for you to get started. Here’s to your success.
By: James Kobzeff
About the Author:
James Kobzeff is the developer of ProAPOD Real Estate Investment Software. Want to start working with rental property today? Discover how to create cash flow, rate of return, and profitability analysis presentations in minutes at => http://www.proapod.com
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Acknowledge the Basics
Real estate investing involves acquisition, holding, and sale of rights in real property with the expectation of using cash inflows for potential future cash outflows and thereby generating a favorable rate of return on that investment.
More advantageous then stock investments (which usually require more investor equity) real estate investments offer the advantage to leverage a real estate property heavily. In other words, with an investment in real estate, you can use other people’s money to magnify your rate of return and control a much larger investment than would be possible otherwise. Moreover, with rental property, you can virtually use other people’s money to pay off your loan.
But aside from leverage, real estate investing provides other benefits to investors such as yields from annual after-tax cash flows, equity buildup through appreciation of the asset, and cash flow after tax upon sale. Plus, non-monetary returns such as pride of ownership, the security that you control ownership, and portfolio diversification.
You’ll need capital, investing in real estate does have risks, and investment real estate can be management-intensive. Nonetheless, real estate investing is a source of wealth, and that should be enough motivation for us to want to get better at it.
Understand the Elements of Return
Real estate is not purchased, held, or sold on emotion. Real estate is not about love; it’s about a return on investment. As such, prudent real estate investors always consider these four basic elements of return to determine the potential benefits of purchasing, holding on to, or selling an income property investment.
1. Cash Flow - This is determined by the amount of money collected from rents and other income less operating expenses and loan payment. Furthermore, real estate investing is all about the investment property’s cash flow. You’re buying income stream, therefore be certain that the numbers you use to calculate cash flow are truthful.
2. Appreciation - This is the growth in value of a property over time, or future selling price minus original purchase price. The fundamental truth to understand about appreciation, however, is that real estate investors buy the income stream of investment property. It stands to reason, therefore, that the more income you can sell, the more you can expect your property to be worth. In other words, make a determination about the likelihood of an increase in income and throw it into your decision-making.
3. Loan Amortization - This means a periodic reduction of the loan over time leading to increased equity. Because lenders evaluate rental property based on income stream, when buying multifamily property, present lenders with clear and concise cash flow reports. Properties with income and expenses represented accurately to the lender increase the chances the investor will obtain a favorable financing.
4. Tax Shelter - This signifies a legal way to use real estate investment property to reduce annual or ultimate income taxes. No one-size-fits-all, though, and the prudent real estate investor should check with a tax expert to be sure what the current tax laws are for the investor in any particular year.
Do Your Homework
1. Form the correct attitude. Dispel the thought that investing in rental properties is like buying a home and develop the attitude that real estate investing is business. Look beyond curb appeal, exciting amenities, and desirable floor plans unless they contribute to the income. Focus on the numbers. “Only women are beautiful,” an investor once told me. “What are the numbers?”
2. Develop a real estate investment goal with meaningful objectives. Have a plan with stated goals that best frames your investment strategy; it’s one of the most important elements of successful investing. What do you want to achieve? By when do you want to achieve it? How much cash are you willing to invest comfortably, and what rate of return are you hoping to generate?
3. Research your market. Understanding as much as possible about the conditions of the real estate market surrounding the rental property you want to purchase is a necessary and prudent approach to real estate investing. Learn about property values, rents, and occupancy rates in your local area. You can turn to a qualified real estate professional or speak with the county tax assessor.
4. Learn the terms and returns and how to compute them. Get familiar with the nuances of real estate investing and learn the terms, formulas, and calculations. There are sites online that provide free information.
5. Consider investing in real estate investment software. Having the ability to create your own rental property analysis gives you more control about how the cash flow numbers are presented and a better understanding about a property’s profitability. There are numerous software solutions to choose from online.
6. Create a relationship with a real estate professional that knows the local real estate market and understands rental property. It won’t advance your investment objectives to spend time with an agent unless that person knows about investment property and is adequately prepared to help you correctly procure it. Work with a real estate investment specialist.
There you have it. As concise an insight into real estate investing as I could provide without boring you to death. Just take them to heart and you should be fine. Here’s to your investing success.
By: James Kobzeff
About the Author:
James Kobzeff is the developer of a software solution for real Estate investment. Want to create cash flow, rate of return, and profitability analysis presentations in minutes? See ProAPOD at => http://www.proapod.com
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]]>Aggressive investment strategy involves investing in high return high risk investments with the sole purpose of maximizing return from investments. It involves allocating major portion of portfolio capital to invest in equities, equity based funds and highly volatile markets. Investors following aggressive investment strategy often look for comparatively short-term profiting and wish to invest more in growth stocks, and small caps and mid cap stocks. Advantages of aggressive investing include quick profit, high return over investment and no need of large portfolio capital. It can work really well for experienced investors and investors who are very strict in their money management. Disadvantages include high risk, high volatility in total portfolio value and no surety of profit. It less supports novice investors and investor looking for monthly earnings or living costs.
Defensive investment strategy is just opposite of aggressive investment; it’s purpose is to preserve the capital and ensure some return from investments. It involves investing in low profit low risk investments like bonds, money market funds, treasury notes, and equities with minimum price volatility and good dividends. Defensive investors look for long-term profits and/or monthly earnings. Advantages of defensive investment strategy include reduced risk, predictable income, better investment planning and diversification of portfolio. This strategy mainly suits beginners. Disadvantages include low return from investments and requirement of high capital investments.
In balanced investment strategy, the investor tries to keep a balance between his aggressive and defensive behaviors. It involves balancing of both return and risk by diversifying investments in both high return high risk and low return low risk investments. Balanced investors often follow a portfolio capital allocation rule telling how much to invest in equities and bonds and how much to invest in treasury notes, precious metals and funds. Usually one portion of portfolio is actively managed and other portion is left to grow automatically. Balanced investment strategy can be slightly aggressive or slightly defensive with respect to investments made.
The greatest advantage of balanced investment strategy is the diversification of portfolio and hedging against high total portfolio value volatility. It is good for investors looking for medium-term (3 to 5 years) profits. Other advantages include flexibility in portfolio management, better results with better capital investments, (almost) predictable income and manageable portfolio risk. Balanced investment strategy support both beginners and experienced investors and can be an option for monthly earnings for living.
By: NobleTrading
About the Author:
NobleTrading is one of the leading Direct Access Trading Broker offering accesses to US and Canadian markets. Be a subscriber of daily updated NobleTrading stock trading blogs which offer quality information on investing and trading. Here is the blog post related to balanced investment portfolio management strategy.
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A country’s economy operates in a cycle. Sometimes you are up and sometimes you are down below. An economic recession is the low part of that cycle. People do not notice that it is happening before because government was swift to act on it and its policies and clout were able to stabilize the country’s economy before much damage is done. However, recently, the efforts of the government and their policies were not enough to stop the downward spiral of the countrys economy.
With rising costs in oil affecting the prices of basic commodities, people are scrimping on their purchases. This has affected companies leading to job losses and financial problems. The real estate industry has also crashed leaving many foreclosed properties because people just cant afford to pay the monthly premium anymore. The same goes with the banking and insurance sectors who are also feeling the heat of the economic recession.
But what is it really about? How can economic recession affect our daily lives and how is the government responding to it. Here are some of the things that you should know about recession and the things that it can do to you if you dont watch out.
1. It can make you lose your job
Economic recession is a period known for job cuts. When demand for products lessened and companies lose their money, the only way they can survive is to cut jobs. And this they cab justify as there will also be reduction in production. If you are one of the unlucky few who are working for a company experiencing such losses, you may stand to lose your job.
To prepare for this eventuality, try to check the background of your company. Listen to the office grapevine about potential losses. Usually, you will know if a company is losing money. If you feel that your company is losing money, make a back up plan just in case you lose your job. This is especially true if you are working in the assembly line or in the production line.
2. It can make life harder
Prices will often be high during an economic recession. This is because fewer supply of products will cause a rise in the prices. Although government will try to balance the situation out by introducing tax cuts, this may not help the situation especially if there have been many job losses.
Besides this, outlook in life will also be more pessimistic and sadder. People will try to scrimp on their expenses, no longer going for their usual entertainment. Although, there has been a study that movie tickets sales go up during recession. This is perhaps because people want to forget their problems for a while and just enjoy the world of the make believe.
3. It is not forever
One hopeful thing that people can look forward to is the fact that economic recession is not forever. As mentioned before, recession is a cycle and when you are down, the only way you can go is up. That is why, for the meantime the goal during these trying times is to ride the waves and survive. There is no need to panic or to worry about the future. Youll see, everything will right itself.
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]]>With all this recession risks, ordinary people, could not help but wonder what exactly is an economic recession.
The economic cycle is that when an economy is strong, people are employed and earning. There will be a great demand for outputs like food, electronics, vehicles and other products. The production will increase until it exceeds the actual demand. This would create a rise in prices or inflation.
Salary would then have difficulty accommodating the rising prices of products. The prices will be too expensive for consumers, that they will stop buying or sales would not increase. When the demand decreases, companies will lay off workers creating a large population of unemployed work force.
These are several signs of an economic recession. Decline in housing prices, decline in the stock market, and business expansion plans being put on hold are also signs of a recession.
According to the United States National Bureau of Economic Research, it is “a significant decline in economic activity spread across the economy, lasting more than a few months, normally visible in real GDP, real income, employment, industrial production, and wholesale-retail sales.”
Economic recession is a contraction phase of the business cycle. The common definition for recession is that there is a relative decline in a country’s gross domestic product or GDP. Having a negative real economic growth for two or more successive quarters is also a telltale sign for economic recession.
Gross domestic product is the market value of all the products and services produced in a region or commonly, country, in a year. GDP is the total output of the economy. GDP is measured every quarter. Since the gross domestic product or the output is declining. There is less need for people who are creating the product. Firms and companies will sever their ties with several employees resulting to unemployment.
A severe or long recession could be an economic depression. The difference between recession and depression is when the GDP is declining by 10%, that means what the economy is experiencing is already depression. A short –lived recession is often called economic correction.
Based on the definition of the National Bureau of Economic Research (NBER), recession can last “more than a few months.” Therefore, an official announcement that a country or region is experiencing recession can only be made after economic decline for six months. Typically, a normal economic recession lasts for approximately one year.
Periodic recessions are part of a country’s or region’s economy. According to Tom Harris (How Recession Works), the United States has an economic pattern. The United States economy will expand for six until ten years and then enter a recession for about six months or two years. The start of the recession is called the peak, end of recession if trough. Meanwhile the period of time between two peaks or two recessions is called the business cycle.
NBER, a private, non profit research organization studies the American economy. The Business Cycle Dating Committee maintains the chronology of business cycle. They also decides whether the economy is in recession or expansion
Economists may argue with the definition of an economic recession. They may even debate whether the United States, specifically is experiencing an economic downturn. But it is not only the economists who can decide and identify an economic downfall, it is the ordinary people who can readily identify economic growth and demise.
Tags: What Is A Recession, recession, Economic Cycle, income employment, National Bureau Of Economic ResearchRelated posts
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An economic situation in which a country’s gross domestic product or output is sustaining a negative growth for at least two consecutive quarters or six months is called an economic recession. For the National Bureau of Economic Research (NBER), “recession is a significant decline in economic activity lasting more than a few months”.
Economic recession lasts for eleven months and may reach until two years. While a recession that is short lived is called economic correction. Meanwhile a sustained recession turns into a depression.
What causes recessions to happen?
There are complex reasons as well as simple reasons why economic recessions happen. John Maynard Keynes states that there are “animal spirits” as driving elements for a recession. “Animal spirits” could be confidence, uncertainty, and pessimism. These “animal spirits” prevent objectivity and quantitative analysis.
An example where these “animal spirits” take over, is when consumers lose interest on products and outputs. On the eve of an economic recession, there will be overproduction. Supply will exceed the demands of products and goods.
This will push companies to increase prices and consumers will lose confidence and will be uncertain in purchasing products. Until the event that consumers will stop buying. Another example for this element driving recession will be the psychological impact the events of the September 11 attacks on consumers and the people.
Some economists suggest that recession may not only be caused by events that have large or huge impact on the people. Events that hurt particular companies or industries can also cause recession. Major innovations or change in a price of a major component needed in the completion of the product can have dramatic effects on some firms. These may cause reduction of workers or production.
Overconsumption can also be a cause of recession. Spending more that what is necessary may lead to recession and poverty. And example will be the major fuss over the expenditure of the United States in the Iraq war. Economists are saying that the United States should be careful with their consumption in the future.
Government economic policies can be used to avoid economic recession. But failure to provide good economic policies can lead to recession. There are some errors that can be made in economic policies. There are some economic policies that can lead to a boom and bust. This means that the economy is running in an unsustainable pace. Inflation is increasing.
Another policy error is that the policymakers themselves are not attentive enough to see the increasing inflation and onset of recession. Policymakers often times regard the onset of recession as just a slow economic growth and will correct themselves. But failure to address this may lead to more economic disasters.
Economic recession is not just a United States issue. The United Nations expressed an alarm that there might be a global economic recession as early as January 2008. According to United Nations, world economic growth for 2008 is estimated to be on 3.4 percent, flowing from the down trend since 2006 (3.9 percent) and 2007 (3.7 percent).
The bursting of the housing market bubble of the United States and the unfolding credit crisis of other countries are some contributing factors for a global recession. Currently, Latvia, Estonia and Lithuania are in risk of experiencing economic recession due to credit crisis.
To summarize, economic recession can be brought about by external as well as internal economic shocks and widening imbalances in the economy. Numerous ways can cause recession. Steps can be undertaken to avoid altogether this kind of economic scenario to happen. But the most difficult part is to recover from the impacts of this economic turmoil.
Tags: economy, Overconsumption, economic recessions, inflation, Gross Domestic Product